Banking Products

Business Banking

Business Banking Accounts

Saigon National Bank is focused on providing superior service and is committed to building strong, lasting professional relationships. What sets us apart is our experience, our commitment and our dedication to extending outstanding service. We offer a variety of Business Checking accounts for your convenience.

Every business is unique, but each has common needs or requirements. Whether you're a sole proprietor, non-profit organization/association or a multi million enterprise, you have to know something about everything. At Saigon National Bank, we have the products, and the people with the expertise to assist you to operate your business successfully.

Business Checking

Business Interest Checking

Earn interest on your checking account balances with a Business Interest Checking account from Saigon National Bank. This account is tailored specifically for sole proprietors, not-for-profits, and government agencies.

• $1,000.00 minimum to open
• Unlimited check writing
• Earn variable rate interest, credited to the account monthly
• No monthly fee if you maintain a minimum daily balance of $1,000.00 or a monthly average balance of $2,000.00

Analyze Business Checking

This account is beneficial if your business has high check volumes, cash/coin needs, or if you use any of our other business banking services. You receive an earnings credit for the monthly collected balance in your account each month. The earnings credit is used to offset all or part of your service charges each month.

• $500 minimum to open
• Apply earnings credits to offset service charges
• Utilize bank services more cost effectively to offset your monthly service charges
• Consolidate activity on multiple accounts to determine how to maximize earnings credit opportunities and manage banking expenses

Business Savings, Money Market and Certificate of Deposit

With a Saigon National Bank business savings account or Certificate of Deposit, you can maximize your business interest. Whether you are saving for a purchase, taxes, recurring payments or have excess cash requiring short-term money management, we have an account for you.

Business Savings

• $500.00 minimum to open
• Easy access to funds
• All funds earn interest
• Low monthly fee
• No monthly fee if you maintain a minimum daily balance of $200.00 or a monthly average balance of $400.00

Business Money Market Investment

• $1,000.00 minimum to open
• Tiered interest rates, the more you save, the more you earn
• Unlimited withdrawals in person
• Up to six transactions per month
• Immediate access to your funds
• No monthly fee if you maintain a minimum daily balance of $2,500.00 or a monthly average balance of $5,000.00

Business Certificate of Deposit

• A higher rate of fixed interest
• Terms of one month up to 5 years
• Interest can be deposited directly into checking/savings account or disbursed
• Automatic Renewals