Banking Products
Business Banking
Loans and Financial Services
We're committed to finding the right financing solution for your business and making it happen. Our quick response and ability to "overcome unexpected events" separates us from the big banks that can't offer the flexibility of a community bank like Saigon National Bank.
The business banking expertise of our lending officers allows us to quickly tailor financing that's on target for your specific requirements. Our local decision making and responsive approach keeps the growth and success of your business as our main focus.
Business Line of Credit
Saigon National Bank Line of Credit is an affordable, flexible financing solution that can help you:
- Purchase equipment
- Manage accounts receivable
- Increase inventory
- Take advantage of supplier discounts
- Finance business travel and entertainment expenses
- Finance Letters of Credit, either Commercial or Standby
Plus, your line of credit can increase your working capital and provide contingency funds for your business.
Business Real Estate and Construction Loans
Saigon National Bank Real Estate or Construction Loans helps your business with affordable funding for any of your real estate needs. If your business or investment plans include purchasing, remodeling, or refinancing an income producing commercial property or development, then Saigon National Bank has the program for you.
- Purchase commercial real estate to meet your business objectives
- Provide construction loans for expansion of business operations
- Purchase or construct income producing property
- Expand your existing building or office space.
- Refinance your current business real estate mortgage
Business Term Loans
A Saigon National Bank Business Term Loan helps you with affordable funding for any of the following needs.
- Purchase equipment (large or small)
- Purchase vehicles
- Acquire new business opportunities
- Restructure working capital positions
- Finance other long term asset needs.
Business overdraft credit lines
This credit facility gives you automatic overdraft protection.
