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Banking Products

Business Banking

Merchant Card Services

Offer your customers more ways to pay. When you partner with Saigon National Bank's Merchant Services, your business and transaction processing solutions are backed by Saigon National Bank and supported by the electronic payment processing expertise of the NOVA Network.

Benefits of Working with Saigon National Bank

By combining our banking expertise with the Nova Network's premier payment processing network, you can enjoy a one-stop solution for all your banking and processing needs. Best of all, you receive your funds within one to two business days when depositing to your Saigon National Bank account.

Payment Solutions

  • Credit Cards. Point-of-Sale programs combine a broad range of credit payment choices with built-in business tools that make managing your payments easier.
  • Debit and Electronic Benefits Transfer (EBT). Gateway Services connect to all major debit and EBT networks.
  • Corporate/Purchasing Cards. By accepting corporate purchasing cards you can solidify your relationships with corporate, government and educational customers. Plus, reduce paperwork, enhance customer relationships and win new business.

Value-added Solutions

  • Electronic Check Service. When you convert paper checks into electronic transactions at the point of purchases, you minimize risk; reduce costs and provide faster access to funds.
  • Electronic Gift Card. Electronic gift cards increase revenue and attract new customers. They also reduce the fraud and labor associated with paper gift certificates.

Point of Sate (POS) Solutions

  • POS Equipment. Regardless of the size of your business, you can take charge with terminals certified on the NOVA Network. Terminals, printers, PIN pads and peripherals from a variety of leading manufacturers are supported.
  • Software and Internet Products. The NOVA Network supports PC Software and Internet products that can turn your desktop PC into a powerful POS payment processing solution for face-to-face and card-not-present transactions. You can also enable your customers to purchase directly from your website.
  • VAR Interfaces. Direct connection to the NOVA Network is provided utilizing a variety of proprietary interface specifications. Additionally, the NOVA Network supports solutions from more than 100 value-added resellers and software providers to integrate payment processing into your POS solution.

Reporting Solutions

  • Online Reporting and Support Tools. MerchantConnect allows you to monitor your account around the clock from any Web browser. This convenient online site allows you to display recent deposits, view chargebacks and retrieval requests, access customer support and much more.

Supporting Operations

  • Risk Management and Fraud Control. The NOVA Network has built-in fraud monitoring and control features to assist in protecting your business and your customers' card data. A robust set of risk management and fraud prevention tools are provided.
  • Customer Service and Voice Authorization. Customer support is available whenever you need it. A dedicated and well trained staff of service professionals operates 24/7-call center for voice authorization and client assistance.

Ready to get started

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15606 Brookhurst Street, Westminister, CA 92683 (714) 338-8700
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