Online Banking Disclosures
Privacy Statement
Effective January 1, 2007
Customer Privacy
Saigon National Bank is committed to providing the highest level of security and privacy regarding the collection and use of our customers' personal information. We recognize, respect and protect the personal rights of all our customers, as well as that of all visitors to our website.
Confidentiality and Security of Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Nonpublic Personal Information We Collect
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us or others
- Information we receive from a consumer reporting agency or similar reporting agency; and
- Information we collect through our the web or our website
Nonpublic Personal Information is nonpublic information about you that we obtained in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, social security number, payment history and credit worthiness.
Nonpublic Personal Information We Disclose
We do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law.
Personal Information We Collect and How We Collect that Information
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us
- Information about transactions with nonaffiliated third parties; and
- Information we receive from a consumer reporting agency or similar reporting agency
How We Use Your Personal Information
We use personal information only for legitimate business purposes in a manner consistent with banking practices and in compliance with applicable laws and regulations.
Within Saigon National Bank your nonpublic personal information may be used for:
- Protect the security of an account
- Conduct our business in a safe and sound manner
- Satisfy legal requirements
- Assist in determining which products and services may best serve customer's needs
We may disclose personal information to companies or entities unaffiliated with us. This may occur in the following circumstances:
- Third party services. On a confidential basis, we may disclose your personal information to companies that provide services to us, such as check printers and data processing firms.
- Credit Reporting Agencies. We may disclose information relating to our transactional experiences with you to Credit Reporting agencies such as ChexSystems and Experian.
- Written Consent. We may disclose your personal information with your written consent, including when you give someone power of attorney or other authorization to act on your behalf.
- We may also disclose your personal information to protect your accounts against fraud and unauthorized transactions, to resolve customer disputes, and as necessary to bank regulators, attorneys, accountants and auditors.
- Changes to the Privacy Policy
Saigon National Bank may update this Privacy Policy from time to time. If we make any material change to this statement or in how we use your personally identifiable information, we will prominently post such change prior to implementing it.
Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies
Please notify us if we report any inaccurate information about your account(s) to a consumer agency. Your written notice describing the specific inaccuracy should be sent to us at the following address:
Saigon National Bank
15606 Brookhurst Street
Westminster, CA 92683
For Questions or Concerns about this Privacy Statement
If you have any questions or concerns about this Privacy Statement, please contact us at: support@saigonnational.com or by calling 714-338-8700
